Did You Know
You Could Get Basically Free
Life Insurance?
FreeLifeInsurance.org is dedicated to showing you how to protect your family with life insurance that pays you back 100% of your payments tax-free at the end of the term, making it basically free.
Some of the carriers we work with
This Little Known Policy
Is Becoming More Rare
Fewer carriers are offering it these days because it's not the most profitable product
that can be sold. We love it because it's a
Win-Win Policy that checks all the boxes.
Protect your family with full coverage with
no risk of losing money.
Fewer carriers are offering it these days because it's not the most profitable product
that can be sold. We love it because it's a Win-Win Policy that checks all the boxes.
Protect your family with full coverage with no risk of losing money.
Real Protection
Your family gets a tax-free payout
if something happens to you.
Full Refund
Outlive the term and every penny
is paid back to you - no catch.
Peace of Mind
You're covered either way.
No wasted money, no stress.
It's Called
Return of Premium
Life Insurance...
You get the same comprehensive coverage and financial security for you and your loved ones as other term policies with no risk of losing money. We'll match you with the best plans at the most competitive rates, making it easy for you to protect what matters most.
35+
Years Of Combined Experience
89%
Approval Rate
900+
Our Happy Clients
Talk To One of Our
Friendly Agents For A
Free No Obligation Quote
There's no pressure in working with us...
We love talking about life insurance and how to protect families.
We have an easy application process and friendly customer service.
Affordable Insurance Plans
There's a plan that we can make work for almost anyone, no matter your budget.
Simple Application Process
Applying for life insurance has never been easier with our simple and streamlined process.
Customer Service Team
Our dedicated customer service team is always ready to assist you with any questions or concerns.
What Our Clients say!
Read what our clients have to say
"FreeLifeInsurance.org has provided me with the peace of mind knowing that my family will be taken care of financially in the event of my passing."
John Christensen
"I appreciate that FreeLifeInsurance.org specializes in what I believe is the best type of life insurance out there."
Mark Johnson
"FreeLifeInsurance.org is the best life insurance provider I've come across. They truly care about their customers and go above and beyond to meet their needs."
Emily Brown
"FreeLifeInsurance.org has exceeded my expectations in every way. I am extremely satisfied with their knowledge of return of premium life insurance policies."
Michael Wilson
FAQs
Find answers to commonly asked
questions about life insurance.
What is life insurance?
Life insurance is a contract between an individual and an insurance company, where the individual pays regular premiums in exchange for a lump sum payment to their beneficiaries upon their death.
How can life insurance be free?
"Return of premium" is a unique feature offered by a select few carriers that offers a 100% refund of premiums paid at the end of the term if you don't die. You put the money up front, but you get it all back in the end making it basically free.
What's the catch with "free" life insurance?
Return of premium policies are higher priced than regular term. Only a select few carriers offer this product, and they make their money by reinvesting yours.
Why should I get life insurance now?
Every year you get older, the more life insurance will cost, so it's a great idea to lock in a low price. Also, it's best to get insured before any major medical issues such as cancer, which would make you ineligible for a number of years.
Will my family get taxed if they get my life insurance benefit?
In most circumstances, life insurance benefits are TAX-FREE, so no worries..They will get the total benefit amount.
Will I get taxed on my premiums being returned if I survive the term?
No, your return of premiums are 100% TAX-FREE!
Who needs life insurance?
Anyone who has dependents or financial obligations should consider life insurance. Do you own a house? Have kids? Have dependents? If so, it provides financial protection and peace of mind to your loved ones in the event of your death.
How much life insurance do I need?
The amount of life insurance you need depends on factors such as your income, debts, and financial goals...However the general rule of thumb is to get 10x-12x your annual income. It's best to consult with a financial advisor to determine the right coverage for your specific needs.
What are the types of life insurance?
There are different types of life insurance, including term life insurance, whole life insurance, and universal life insurance. Each type has its own features and benefits, so it's important to understand them before making a decision. If return of premium life insurance is not the right fit for you, no worries! We can still help match you with the perfect policy!
How do I apply for life insurance?
To apply just click below to get a quote and start the application process. It typically involves providing personal and medical information, and may require a medical exam before making a decision.
Get a Free Quote Today
Protect your loved ones with affordable life insurance coverage before it's too late! There's literally nothing to lose and everything to gain!
FreeLifeInsurance.org provides return of premium life insurance solutions to safeguard your loved one's financial security.
Address:
7250 Redwood Blvd #300
Novato, CA 94945
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