Effective Date: May 7th, 2025

Welcome to FreeLifeInsurance.org. By accessing or using our website, you agree to be bound by the following Terms of Service. If you do not agree to these terms, please do not use this site.

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### 1. Services Provided

FreeLifeInsurance.org is an informational and lead-generation website that connects users with licensed life insurance professionals. We do not underwrite or issue life insurance policies directly.

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### 2. No Financial or Legal Advice

All content on this site is for informational purposes only and is not intended as legal, financial, or insurance advice. Always consult with a licensed professional before making decisions about your coverage.

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### 3. User Responsibilities

By using this site, you agree to:

* Provide accurate and honest information when submitting forms

* Use this website only for lawful purposes

* Not attempt to harm, hack, or disrupt the website or its services

We reserve the right to suspend access to anyone who violates these terms.

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### 4. Third-Party Partners

We may share your information with licensed agents or insurance providers to help you receive quotes or policy information. We are not responsible for the services, pricing, or actions of any third-party provider.

Your interaction with these third parties is governed by their own terms and privacy policies.

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### 5. Intellectual Property

All website content—including text, logos, graphics, and design—is the property of FreeLifeInsurance.org and may not be copied, reproduced, or distributed without written permission.

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### 6. Disclaimer of Warranties

This website is provided “as is” without warranties of any kind, either express or implied. We do not guarantee:

* That the site will be error-free or uninterrupted

* That insurance quotes or coverage options will meet your specific needs

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### 7. Limitation of Liability

To the fullest extent permitted by law, FreeLifeInsurance.org and its owners are not liable for any damages resulting from:

* Use of or inability to use the site

* Errors or omissions in content

* Any interaction with third-party insurance providers

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### 8. Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated “Effective Date.” Continued use of the site means you accept the revised terms.

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### 9. Governing Law

These Terms are governed by the laws of the State of \[Insert Your State], without regard to its conflict of law principles.

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### 10. Contact Us

If you have questions about these Terms, contact:

FreeLifeInsurance.org

Email: \[[[email protected]](mailto:[email protected])]

Phone: \[insert number]

Mailing Address: \[insert business address if applicable]

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